Q&A

We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.

You can expect to see results in at least 30 days, with it taking up to 35 days in some cases.

Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.

Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.

We recommend signing up and creating an account with Smartcredit.com for all 3 credit reports. Once the Smartcredit account is set up, you will share the
login credentials with us, so we’re able to gain access to your credit reports.

Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.

We can challenge as many as you want at a single time, the choice is yours.

Anybody who lives in the same household can get the family plan. You do not have to be married.

Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.

By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.

Yes, when necessary we will dispute inaccurate information with collectors and creditors.

Yes! Fill out the form on the website and someone will be in contact with you within 24 hours.